DELEGATED AUTHORITY – COMMERCIAL PROPERTY INSURANCE
Our Delegated Authority business is strategically focused on wholesale commercial property risks, catering to small and medium enterprises. We deliver comprehensive insurance solutions, bundling general liability and property coverage into a single, streamlined policy.
Our seasoned insurance team extends delegated authority coverage across a diverse portfolio of commercial and residential properties in key markets including Australia, Canada, New Zealand, the US, Caribbean, and the UK.
Comprising expert underwriters, exposure managers, pricing specialists, and claims handlers, our team collaborates to offer a unified and impactful service to our clients from inception to expiry.
Whether leading the charge or providing capacity support behind others, our commitment to flexibility and exceptional service is unwavering, backed by robust underwriting, actuarial analysis, and claims expertise.
Target audience
Our focus is on small to medium sized risks such as:
- Healthcare facilities (clinics, dental practices, and other medical facilities)
- Offices
- Restaurants and food services
- Service providers (salons, garages, repair shops, or fitness centres)
- Strip malls and retail stores (clothing shops, convenience stories, grocery stores, etc)
- Warehouses
Coverage
- Commercial package, including commercial general liability (US)
- Commercial property insurance
- Flood risks (both primary and excess)
- Forced placed insurance for financial institutions
- Lenders single interest
- Mortgage impairment business
- REO (real estate owned) portfolios
Capacity
$82m USD – United Kingdom
$50m USD – Australia
$50m USD – United States
What sets us apart
Strong partnerships, tailored solutions
At the heart of our approach is the cultivation of robust partnerships with our agents. By gaining a deep understanding of your needs, we can tailor our products accordingly.
Proven expertise, lasting trust
Our prowess is evident in our enduring client relationships and a proven track record. Many of our key business partners have entrusted us with their needs for more than a decade, with some partnerships surpassing 20 years.
Bespoke wordings, dedicated specialists
Our in-house wording team is highly regarded in the market for its expertise and deep understanding of the nuances specific to our industry.
Swift, expert claims handling
With an in-house claims team ready to act quickly, we prioritise fast assessments and resolutions to keep businesses moving.
Contact us
Speak to one of our specialist underwriters
Renowned Lloyd’s of London provides access to central resources, global reach and reputation as the largest (re)insurance marketplace.
Access to Lloyd’s of London’s financial strength and chain of security, through regionally empowered underwriters.
On our own company paper we work closely with our policyholders, ensuring a seamless process from underwriting through to claims.
